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VA Home Loan Payment Calculator

This VA mortgage calculator gives you a look at your estimated monthly payment using a VA Purchase or VA Refinance Loan.

Estimate your VA Loan payment:

Your Estimated
Monthly Payment:

  • Principal & Interest
  • Taxes
  • Insurance
  • VA Funding Fee

Loan Totals:

  • Purchase Price
  • Down Payment
  • VA Funding Fee
  • Total Amount Financed
Estimated Monthly Payment:
See Payment Breakdown

Estimating Monthly VA Loan Payments

The VA home loan calculator provides a broad look at your monthly mortgage payments. Depending on the lender, you may pay closing costs not included in the estimated payment, such as an origination charge, appraisal fee, discount points, and well, septic or termite inspection fees.

Calculating the VA Funding Fee

The VA funding fee is a one-time payment to the Department of Veterans Affairs (VA) and helps fund the program. This fee, included in the calculation, varies based on type of service, loan amount, and prior VA loan usage and may be paid in cash at closing or rolled into the monthly VA loan payment.

The VA Funding Fee is waived for Veterans entitled to VA compensation for a service-connected disability and surviving spouses of Veterans who died in service or as a result of a service-connected disability.

VA Loan Rates

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only and are estimated based on the current market average for your provided loan scenario. Your rate may differ based on a variety of factors, including your credit score and the current market conditions.

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